PE
Portfolio Engine
Portfolio Engine Intelligence

The Cross-Sell Playbook

How the Portfolio Engine turns single-brand customers into multi-brand loyalists

PH
TI
TH
NA
CH
MS
RO

7 brands · 14 locations · 102K customers · 1 unified engine

How It Works

Three steps to turn every customer into a portfolio customer

1

Identify

We analyze customer purchase behavior, frequency, location, and preferences across all 14 locations. Every transaction, loyalty scan, and appointment builds a richer picture of who each customer is.

  • Purchase history
  • Visit frequency
  • Location patterns
  • Category preferences
2

Score

Our engine calculates a match score (0-100%) for each brand the customer hasn't visited yet. Scores are based on behavioral signals, customer tags, spending patterns, and brand affinity.

  • Behavioral signals
  • Affinity scoring
  • Priority ranking
  • Offer matching
3

Convert

Personalized offers are generated and campaigns are triggered automatically. Each offer is tailored to the customer's profile and the target brand's best entry point.

  • Auto-generated offers
  • Campaign triggers
  • Email delivery
  • Conversion tracking

Customer Personas

Six distinct customer types and how the engine approaches each one

The Food Explorer
Loves trying new restaurants, visits Pho Hanoi regularly, has done the Pho Challenge

Current Brands

Pho HanoiTimber Bar

Cross-Sell Targets

MSMeats- Bold Flavor Pack
The Ritzy- Cocktail experience
Rollins RV Park- Food festival weekends
JW
Jake W.

$623

12 visits

Suggested Offer

Pho Challenge champions get 15% off MSMeats Bold Flavor Pack

The Self-Care Enthusiast
Regular salon visitor, values wellness and beauty, lives locally

Current Brands

NailToepiaChic Nail Lounge

Cross-Sell Targets

The Ritzy- Nails & Nightcap package
Pho Hanoi- Treat-yourself lunch
EF
Emily F.

$512

8 visits

Suggested Offer

Salon + Cocktail combo: 20% off both at The Ritzy

The Montana Loyalist
Local resident, shops MSMeats regularly, buys bulk/subscription, loves Montana products

Current Brands

MSMeats

Cross-Sell Targets

Pho Hanoi- Support local dining
NailToepia- Gift for partner
Timber Bar- Date night
MH
Mark H.

$345

15 visits

Suggested Offer

MSMeats regulars: Free appetizer at Pho Hanoi

The Valley Visitor
Tourist/RV camper, staying at Rollins RV Park, exploring the area for 3-7 days

Current Brands

Rollins RV Park

Cross-Sell Targets

MSMeats- Trail snacks
Pho Hanoi- Dinner out
NailToepia- Rainy day activity
Timber Bar- Evening entertainment
FR
Frank R.

$450

3 visits

Suggested Offer

Welcome Pack: 10% off at MSMeats, Pho Hanoi, and NailToepia

The Gift Giver
Buys gift baskets, holiday boxes, gift cards from MSMeats

Current Brands

MSMeats

Cross-Sell Targets

All brands- They may not live locally but know people who do
LG
Lori G.

$167

4 visits

Suggested Offer

Give the full Montana experience: Portfolio gift card bundle

The Crossover Champion
Already visits 3+ brands, high LTV, the ideal customer to nurture

Current Brands

Pho HanoiNailToepiaMSMeatsTimber Bar

Cross-Sell Targets

The Ritzy- Cocktail experience
Chic Nail Lounge- Premium salon
Rollins RV Park- Montana staycation
SM
Sarah M.

$847

20 visits

Suggested Offer

VIP Passport: Exclusive perks at every portfolio business

Smart Audiences

Pre-built audience segments ready to launch as campaigns. These are defined in the cross-sell engine and updated automatically.

Jerky Lovers → Pho Hanoi
MSMeats customers who haven't tried Pho Hanoi yet. They love Montana food - introduce them to authentic Vietnamese cuisine in the valley.
Target:Pho Hanoi
Visits msmeatsNever pho-hanoiOpt-in required

Offer

Free spring rolls with any pho order - show this email

MSMeats customers who haven't visited Pho Hanoi

Launch Campaign
Pho Challengers → MSMeats
Customers who completed the Pho Challenge love bold flavors. They'd love MSMeats' bold jerky flavors.
Target:MSMeats
Visits pho-hanoiNever msmeatspho challengeOpt-in required

Offer

Bold Flavor Pack: 15% off any jerky order

Pho Challenge completers who haven't shopped at MSMeats

Launch Campaign
Pho Hanoi Regulars → Timber Bar
Regular Pho Hanoi diners who haven't tried Timber Bar. They already dine in the valley - introduce Montana's craft cocktail scene.
Target:Timber Bar & Casino
Visits pho-hanoiNever timber-bar2+ visitsOpt-in required

Offer

Complimentary craft cocktail with any dinner entree

Repeat Pho Hanoi customers who haven't visited Timber Bar

Launch Campaign
Local Customers → NailToepia
Frequent local customers from any brand who haven't visited a salon. They're already part of the portfolio - offer self-care.
Target:NailToepia
No BEAUTY visits3+ visitsOpt-in required

Offer

New client special: 20% off any gel manicure

Frequent customers who've never visited a salon

Launch Campaign
Salon Regulars → The Ritzy Cocktail Bar
Salon customers who haven't tried The Ritzy. Pair a nail appointment with cocktails in Bigfork.
Target:The Ritzy
Never the-ritzyBEAUTY customer2+ visitsOpt-in required

Offer

Nails + Cocktails: 2-for-1 drinks after your salon visit

Salon customers who haven't visited The Ritzy

Launch Campaign
RV Campers → Full Valley Experience
Rollins RV guests are a captive audience for 3-7 days. Introduce them to the entire portfolio on day 1.
Target:MSMeats + Dining + Nails
Visits rollins-rv2 brandsOpt-in required

Offer

Valley Welcome Pack: discounts at MSMeats, Pho Hanoi, and NailToepia

RV guests who've visited 2 or fewer portfolio brands

Launch Campaign
MSMeats Tourists → Rollins RV Park
Out-of-town MSMeats shoppers who might need a place to stay. They're already visiting Montana.
Target:Rollins RV Park
Visits msmeatsNever rollins-rv1 brandsOpt-in required

Offer

Book 3+ nights at Rollins RV, get a free MSMeats welcome box

Single-brand MSMeats customers (likely tourists)

Launch Campaign
Lapsed High-Value Customers
Customers who spent $200+ but haven't interacted in 60+ days. Win them back before they forget.
Target:Any Portfolio Brand
$200+ spentOpt-in required

Offer

We miss you! 25% off your next visit to any portfolio business

High-value customers inactive for 60+ days

Launch Campaign
Single-Brand → Multi-Brand
Customers who only visit one brand. The biggest growth opportunity - turn them into crossover customers.
Target:Second Brand Introduction
2+ visits1 brandsOpt-in required

Offer

Explore the valley: 15% off your first visit to a new portfolio business

Repeat customers who only visit 1 brand

Launch Campaign

Cross-Sell Matrix

How each brand cross-sells to every other brand. Green cells indicate high opportunity, yellow is medium.

From / To
PH
Pho Hanoi
TI
Timber Bar
TH
The Ritzy
NA
NailToepia
CH
Chic Nail Lounge
MS
MSMeats
RO
Rollins RV Park
PH
Pho Hanoi
--

Dine around the valley - try Montana's cocktail scene

Dinner & cocktails - the Bigfork experience

Treat yourself after a great meal

Self-care day starts with great food

Pho Challenge champs love bold MSMeats flavors

Extend your valley stay - camp near Flathead

TI
Timber Bar

Another great dinner spot in the valley

--

Bigfork bar hop - Timber to Ritzy

Date night prep - nails then dinner

Pre-dinner pampering at Chic Nail

Take home Montana flavors after dinner

Basecamp + dinner - the Montana combo

TH
The Ritzy

Daytime dining before evening cocktails

Bigfork nightlife tour - Ritzy + Timber

--

Nails + Nightcap - the full Ritzy package

Salon + Cocktail Bar - all-day indulgence

Montana gifts to bring home after a night out

Glamping + cocktails - Montana style

NA
NailToepia

Treat-yourself lunch after your appointment

Fresh nails, fresh cocktails - date night ready

Nails + Cocktails - the ultimate self-care day

--

Try our sister salon for a new experience

Montana gifts while you wait

Rainy day at camp? Treat yourself to nails

CH
Chic Nail Lounge

Post-appointment lunch in the valley

Evening out after your salon visit

Complete your Bigfork day - salon + cocktails

Three locations to choose from

--

Montana-made gifts at MSMeats

Pamper yourself during your RV stay

MS
MSMeats

Bold flavor lovers try authentic Vietnamese

Montana food tour - jerky + craft cocktails

Evening cocktails after shopping

Gift for your partner while you shop

Surprise someone with a Chic Nail gift card

--

Stock up on camp snacks + book a stay

RO
Rollins RV Park

Best dinner in the valley - 10 min from camp

Evening entertainment near Flathead Lake

Night out in Bigfork during your stay

Rainy day activity - treat yourself

Self-care day during your camping trip

Trail snacks & campfire supplies at MSMeats

--
Opportunity:
High
Medium
Low

Example Customer Journey

Watch Sarah go from a $34 one-time purchase to a $400+ portfolio loyalist in 4 months

Day 1MSMeats

Sarah visits MSMeats Rollins, buys elk jerky

New customer acquired

+$34

$34LTV
Week 2Email Campaign

Gets email: "Trail snacks lover? Try our Montana Road Trip experience"

Cross-sell trigger fired

$34LTV
Week 3Pho Hanoi

Visits Pho Hanoi for the first time (used 10% off coupon)

Second brand unlocked

+$28

$62LTV
Month 2NailToepia

Books NailToepia appointment (suggested after dining visit)

Third brand visited

+$65

$127LTV
Month 3Multiple

Becomes a Crossover Champion (3+ brands)

Crossover threshold reached

+$113

$240LTV
Month 4Portfolio VIP

Gets VIP Passport invitation

Loyalty program enrolled

+$160

$400LTV

LTV Growth

$34
$62
$127
$240
$400

11.8x

LTV multiplier in 4 months

Ready to activate?

Launch your first cross-sell campaign using any of the smart audiences above, or visit a customer profile to see their personalized recommendations.